Health Insurance for Expats, Families, and Teams in Indonesia
At Be Protected Indonesia, we don’t push what insurers sell — we help you choose the health insurance that truly fits your needs as an expat living, investing and working in Indonesia.
Smart Coverage for all expat living Indonesia. Protect yourself, your families, your employees with international-standard health benefits.
Coverage includes hospital stays, emergency care abroad, and direct access to thousands of trusted clinics.
01
International Plan:
For peace of mind — anywhere in the world.
Ideal for expats who travel often or want the option to get treatment abroad. Offers full global coverage including evacuation and private hospitals in top destinations.
02
Domestic Plan:
Reliable and affordable — if you're staying local
Covers treatment in Indonesia’s top hospitals. Perfect if you’re comfortable with local care and plan to recover in Indonesia.
03
South East Asia Plan:
A balanced option if you want coverage across Southeast Asia. Gives access to the region’s leading hospitals at a more affordable premium. Ideal if you prefer to stay within nearby countries and want flexibility when choosing your zoning.
What’s Included in Your Health Insurance
Comprehensive coverage designed for expats, families, and teams living and working in Indonesia. From everyday checkups to serious hospital care — we’ve got you covered.
Living and working in Bali is amazing — but unexpected things can happen. Be Protected Insonesia health insurance solution covers you for hospital stays and everyday care, so you’re always protected.
Inpatient Benefits
Covers hospital stays, ICU, surgery, doctors, ambulance, pre/post care, and serious accident-related costs.
Outpatient Benefits
Includes consultations, medications, lab tests, physiotherapy, child vaccines, and family planning.
Optional Add ons
Dental, vision and maternity benefits available as optional upgrades, not included in all plans.
Pre existing Conditions
Conditions that existed before enrollment are not covered.
Example of Health Insurance in Real Life
3 profiles — 3 smart coverage choices.
Because one plan doesn’t fit all.
Emma – International Plan
Location: Seminyak, Bali
Profile: Remote tech manager, often travels to Europe
Plan Chosen: Major Medical International Coverage
Why: She wanted peace of mind for serious care anywhere in the world, including emergency evacuation and treatment in Singapore if needed.
Estimated Premium
IDR 30,000,000/ year
Daniel – Domestic Plan
Location: Uluwatu, Bali
Profile: Surf lover and property developer
Plan Chosen: Domestic Health Insurance
Why: he is happy to get treated locally if anything happens. This plan keeps things simple and affordable for him.
Estimated Premium
IDR 7,000,000/ year
Laura &
her Team – SME Plan
Location: Canggu, Bali
Profile: Boutique hotel owner covering 4 staff
Plan Chosen: SME Group Plan
Why: With just a few employees, she needed real coverage that fits her budget. Group plans make it easy and cost-effective.
Estimated Premium
IDR 6,000,000/ px/ year
The Perfect Combo: Health + Travel Insurance
Year-round protection — in Indonesia and everywhere you go
Living in Indonesia as an expat means staying healthy here — but also being prepared abroad. That’s why our travel insurance works seamlessly with your health coverage.
Whether you're heading home for the holidays, going on a visa run, or exploring Southeast Asia, our annual travel insurance plan ensures you're always protected — with no need to reapply for each trip.
At Be Protected Indonesia, we make it easy to bundle your health and travel coverage in one simple setup — for less stress, fewer surprises, and complete peace of mind.
Trusted by Expats Across Indonesia
Real feedback from those who’ve found peace of mind with Be Protected Indonesia Health Insurance
James & Clara, Business Owner in Ubud
We travel between Bali and Europe a lot, and the international plan gave us full flexibility. BPI helped us compare everything and didn’t push — they just gave clear advice.
Elise, Freelance Designer in Canggu
I wanted something simple and affordable. BPI explained how the domestic plan works, and I realized it was perfect for me — I’m happy to get treated here in Indonesia.
Wayne & Team, Startup Founder in Jakarta
We chose the SME plan for our team. The process was quick, and the coverage is excellent for the price. It’s been a smart investment for our company.
Frequently Asked Questions
Health Insurance for Expats in Indonesia
Stay Healthy, Stay Informed
Insights, tips, and real stories to help you make smart health decisions as an expat in Indonesia.
