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Independent Insurance & Risk Management

Built from Experience. Not from a Textbook.

Be Protected Indonesia was founded by someone who lived through the risks you face. We understand Indonesia because we're part of it, and we work exclusively for you, not the insurers.

Featured in Lombok Guide

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Thomas Sabatier, founder of Be Protected Indonesia, featured in an advertorial interview in The Lombok Guide magazine, discussing property and investment insurance in Lombok and the Gili Islands.

Our Partners & Community.

Numbers that Speak for Themselves. No marketing, just proof.

2,000+

Clients

9,000+

Policies Issued

400+

20+

Claims Managed

Vetted Insurers

Thomas Sabatier, Founder of Be Protected Indonesia

From Crisis to Purpose, How Be Protected Indonesia Started?

In 2018, I went through one of the most intense moments of my life — the earthquake in the Gili Islands. I lost almost everything… except the one thing that was insured: my villas.

Most of my friends had no coverage. I saw the difference it made — and how powerful having the right insurance can be. That moment changed everything for me.

I started Be Protected Indonesia to help other expats protect what they’ve built — with real coverage, clear advice, and full claim support when it truly matters.

Thomas SABATIER

Founder of Be Protected Indonesia

The People Behind Your Protection

A multicultural team that knows what it means to live and build a life in Indonesia. We're not a call centre. We're real people who pick up the phone, answer your questions, and stay with you when things get complicated.

Thomas Sabatier - Founder and Managing Director of Be Protected Indonesia

- Thomas -

Founder and Director

Florent - Insurance Manager at Be Protected Indonesia

- Florent -

Marketing Manager

Kezia - Client Renewal Advisor at Be Protected Indonesia

- Kezia -

Client Renewal Advisor

illa - New Client Advisor at Be Protected Indonesia

- Milla - 

New Client Advisor

Loris - Operations Manager and Marine Risk at Be Protected Indonesia

- Loris -

Operations Manager and Marine Risk

Deetha - Operations Coordinator at Be Protected Indonesia

- Deetha -

Operations Coordinator 

Nurul - Client Onboarding Specialist at Be Protected Indonesia

- Nurul -

Client Onboarding Specialist 

Risma - Policy Renewal Specialist at Be Protected Indonesia

- Risma -

Policy Renewal Specialist

Marie - General Manager at Be Protected Indonesia

- Marie -

General Manager

Raka - Claims and Technical Manager at Be Protected Indonesia

- Raka -

Claims & Technical Manager

Join Our Team

We're growing across Indonesia and Southeast Asia. If you're passionate about making insurance work for people, not against them — we'd love to hear from you.

How We're Organised to Serve You, Specialists Behind Every Policy.

Business Development and Advisory​:

We start by listening. Every client has a different situation — a villa, a business,

a family, a new life in Indonesia. We take the time to understand yours before

recommending anything.

Technical and Placement: 

We read the fine print so you don't have to. Our team negotiates with insurers, reviews every policy condition, and makes sure your cover actually does what it's supposed to.

Client Servicing and Renewals:

We don't disappear. We check in, manage your renewals, and make sure your protection keeps up with your life — because things change, and your cover should too.

Operations and Compliance:

The quiet engine that keeps everything running smoothly — so your experience with BPI is always clear, efficient, and trustworthy.

Highlights & Achievements

2019

Creation of BPI

Starting with 50 villas and resorts. Built a trusted property protection network through expat connections and word-of-mouth referrals.

2023

Risk Modeling

2024

Expansion

Expand our services through tailormade risk prevention and management solutions. Over 500 properties trusted BPI, making it one of the largest risk consultant in Bali and Lombok

Over 700 properties and 200 vehicles protected. 100+ claims supported since the beginning.
A 100% dedicated team focused on customer needs.

2026

New Horizons

A comprehensive 360° strategy to assess, mitigate, and support all risks facing our clients—both personal and business—across Indonesia's dynamic market landscape.

All Coverage Types

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