Indonesia Health Insurance Specialists.
Your Health. Fully Covered in Indonesia.
Trusted by thousands of expats across Indonesia
20+ vetted insurers compared
Independent advice, no pressure
Results in 24 hours
"BPI found us the perfect family health plan in 48 hours. They explained everything clearly."
Sarah M., Germany · Seminyak
Why Clients Trust Us With Their Health
Our advisors at Be Protected Indonesia know that choosing health insurance here isn't as simple as picking a plan online — coverage rules, hospital networks, and claims processes vary widely between insurers, and getting it wrong can mean a rejected claim when it matters most.
We were founded in Bali after witnessing firsthand how unprepared many expats were during the 2018 Gili Air earthquake, and since then we've helped thousands of clients across Bali, Lombok, and Jakarta navigate exactly these decisions.
We compare plans from 20+ insurers rather than pushing a single provider, so the coverage you get is based on your actual needs — not a sales quota.
What's Covered
and What You Can Add.
Wondering what this might cost?
Health insurance pricing in Indonesia varies more than property or vehicle insurance, as it depends on the type of plan. Onshore plans (available to KITAS holders) and offshore international plans (for expats relocating or seeking coverage outside Indonesia) are structured differently and priced by each insurer individually. Most health insurance plans start from around USD 1,000 per year.
The exact rate depends on several factors:
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Plan type — onshore (KITAS-based) vs. offshore international coverage
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Age — older applicants typically have higher premiums
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Coverage level — adding maternity, dental, or evacuation coverage increases the premium
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Pre-existing conditions — may affect eligibility or pricing for certain plans
Coverage
Basic
Standard
Premium
Add-On
Inpatient Hospitalisation
Emergency Treatment
Specialist Consultations
Outpatient & GP Visits
Surgical & ICU Cover
Mental Health Support
Maternity & Newborn Care
Medical Evacuation & Repatriation
Dental & Optical
Pre-existing Conditions
Wellness & Preventive Care
Ready to Be Protected in Indonesia
Health Insurance in Indonesia, your questions answered.
Everything You Need, One Advisor.
Health
The right health coverage for your life in Indonesia, not just the cheapest option, but the one that actually fits your situation.
Vehicle
Cars and motorbikes across Indonesia, we compare the market and make sure you're properly covered, whether you ride daily or occasionally.
Property
Villas, homes, and commercial spaces in Bali and beyond. We find the right cover against earthquake, fire, flood and theft, at the right price.
Business
Liability, marine, construction, we protect businesses across Indonesia end to end, so you can focus on growing yours.
