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Insurance Guides for Expats
Assurance maladie pour les expatriés à Bali et en Indonésie.
Choosing the right health insurance in Indonesia depends on your visa and the way you live in Bali. Expats with KITAS or KITAP can access very affordable Indonesian health plans with options to stay covered locally or include nearby countries like Thailand, Singapore or Australia. Those without resident status can still take worldwide coverage under their passport. With the right combination of health insurance and yearly travel protection, every expat can stay fully covered
Renouvellement de votre assurance habitation en Indonésie : Pourquoi la mise à jour de votre capital assuré est importante.
At renewal time updating your property insurance values helps keep your building and contents properly protected against inflation and rising replacement costs in Indonesia.
L’assurance maladies graves en Indonésie : pourquoi elle est plus importante que jamais.
Protect yourself against the financial impact of cancer, heart attack, and stroke with critical illness insurance in Indonesia. Discover how affordable protection can start from around IDR 600,000 per year and why expats and families choose Be Protected Indonesia for complete 360 insurance solutions.
Assurance accidents corporels à Bali : ce que tout expatrié devrait savoir.
Living in Bali is exciting — but accidents can happen to anyone. Discover how Personal Accident insurance protects expats and their families, whether you're riding a scooter, surfing, or running a business. Available for individuals and groups.
De quelle assurance un propriétaire de villa a-t-il besoin à Bali ?
Owning a villa in Bali comes with unique risks. This guide covers the complete Indonesian insurance structure for villa owners — from FLEXAS fire cover to earthquake, liability, business interruption, and machinery breakdown — so you can protect your investment the right way.
Assurance contre la malhonnêteté des employés à Bali : que couvre réellement Fidelity Guarantee ?
Most businesses in Bali insure the building, the vehicles, and the liability — but skip the risk sitting inside their own payroll. Fidelity Guarantee insurance covers exactly that: financial loss from theft, embezzlement, or fraud committed by your own permanent employees. Here's what it actually covers, what it doesn't, and why villa management, hospitality, and retail businesses are the ones who need it most.
Assurance responsabilité civile professionnelle : ce qu’elle couvre pour les entreprises de services en Indonésie
Most professional service businesses insure their office and equipment — but the real risk is the advice itself. Professional Indemnity insurance covers claims from a client who relied on your judgment and suffered a financial loss as a result, whether that's a missed detail, a design flaw, or an error in advice. Here's what it covers, what it doesn't, and why consultants, architects, and advisory firms across Indonesia carry this exposure every day.
Assurance maladie collective en Indonésie : pourquoi la BPJS seule ne suffit pas pour vos employés
BPJS Kesehatan is mandatory in Indonesia, but it's rarely enough to keep your best employees. Here's how group health insurance works, what it costs, and why more companies are adding it on top of BPJS.
Assurance moto en Indonésie : SWDKLLJ, STNK et STCK expliqués aux expatriés.
Owning a motorbike in Indonesia is part of everyday life, but it also means dealing with documents and payments that can be confusing — especially for expats. Every year, riders pay motorbike tax (PKB) together with SWDKLLJ, and many believe this already makes them “insured.” The reality is very different: SWDKLLJ is not motorbike insurance.
Assurance marchandises transportées en Indonésie : protéger les biens en transit pour les entreprises et les expatriés
Moving goods across Indonesia's islands or importing/exporting internationally? Here's what cargo insurance actually covers — and the coverage level that fits your shipments.
Les cautions en Indonésie : Explication des cautions de bonne exécution, de soumission et de paiement anticipé
Bidding on construction, government, or supply contracts in Indonesia? Here's what performance bonds, bid bonds, and other surety bonds actually guarantee — and when you need each one.
Assurance vie pour les expatriés en Indonésie : qu’arrive-t-il à votre famille si vous n’êtes plus là ?
Most expats in Indonesia think about health insurance, few think about life insurance. Here's what it actually covers, and why it matters most for mixed-nationality families.
Comment évaluer votre propriété et votre couverture responsabilité civile ? Comment assurer sa villa en indonesie
How to estimate the value of your property, contents, and liability for insurance in Indonesia — and avoid costly mistakes.
L'histoire de BPI : pourquoi nous aidons à protéger ce qui compte ? – Assurance pour les expatriés en Indonésie
How a personal experience led to the creation of Bali Property Insurance — now trusted by expats all over Indonesia.
Assurance moto à Bali : pourquoi elle est intéressante pour les expatriés
Motorbikes are a popular and practical choice for getting around Bali. However, ensuring your motorbike is crucial.
Assurance automobile en Indonésie : tout ce que les expatriés doivent savoir
Car insurance in Indonesia: TLO vs. Comprehensive, add-ons, and why Third-Party Liability is essential for full protection.
Assurance automobile en Indonésie : les risques liés à votre absence
Driving without car insurance in Indonesia can cost you millions. From accidents to theft, here’s why getting covered is a smart choice.
5 mythes auxquels les expatriés devraient renoncer - Assurance auto en Indonésie
L'assurance auto peut être complexe, surtout en Indonésie, où les règles, les types de couverture et les risques routiers peuvent être...
5 mythes auxquels les expatriés croient encore - Assurance habitation à Bali
Think you don’t need property insurance in Bali? Here are 5 common myths—debunked—to help protect your villa the smart way.
Le coût réel de l'abandon d'une assurance moto en Indonésie
One accident or theft can cost you big. Here’s why motorbike insurance in Indonesia is a must — even if it’s not your bike.
Tout ce dont vous avez besoin, un seul conseiller.
Health
The right health coverage for your life in Indonesia, not just the cheapest option, but the one that actually fits your situation.
Vehicle
Cars and motorbikes across Indonesia, we compare the market and make sure you're properly covered, whether you ride daily or occasionally.
Propriété
Villas, maisons et locaux commerciaux à Bali et ailleurs. Nous trouvons la couverture idéale contre les tremblements de terre, les incendies, les inondations et le vol, au juste prix.
Entreprise
Responsabilité civile, assurance maritime, construction : nous protégeons les entreprises de bout en bout dans toute l’Indonésie, pour que vous puissiez vous concentrer sur la croissance de la vôtre.
Autres façons de vous protéger.
Motorbike
Property
Movable assets
Health
Art and luxury
Public liability
Car
Directors & Officers
Motorbike
Property
Movable assets
Health
Art and luxury
Public liability
Car
Directors & Officers
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